401K fee, hhtt?

I was always told that mutual funds in the 401K charged less fee than the regular.   Do you know how much higher is the fee of 401K in general?  How can we tell? Thanks.  

"The first big benefit by rolling over to an IRA is that you have just lowered your management fees significantly since 401(k) or 403(b) administrators charge a higher fee than most of mutual fund companies.  These fees are all hidden from you and it is hard to find on your 401(k) or 403(b) statements."

所有跟帖： 

• 美國各大基金公司，搶著幫美國公司管理他們的401K，你認為他們是學雷鋒呢，還是為了賺那筆管理費？ -hhtt- ♂ (0 bytes) () 09/17/2022 postreply 17:59:58

• 還有，你從什麽地方聽說401K費用低？是不是你401K管理公司裏的人告訴你的？我也去查過，到頭來發現我的基金在外麵沒有賣 -hhtt- ♂ (135 bytes) () 09/17/2022 postreply 18:11:43

• 這應該是黃曆了吧 -越王劍- ♂ (505 bytes) () 09/17/2022 postreply 18:00:07

• 401 費用會高一些，不會太多，但有法律保護，比如 -hz82000- ♀ (69 bytes) () 09/17/2022 postreply 18:22:28

• 謝謝！ 是 401K 告訴的， 上當了 -Smilee- ♀ (0 bytes) () 09/17/2022 postreply 21:08:01

• 401K被投資公司大賺特賺，特別是最近十幾年推出的2010，2020，2030，2040freedom計劃，才給1% -梧桐之丘- ♂ (382 bytes) () 09/18/2022 postreply 11:06:02

• 是的，其實退休賬戶財務管理有很多貓膩，通過自己操作IRA，你會學到很多，特別是會意識到，資金可操作總量，完全不是你所看到 -trimtip- ♂ (467 bytes) () 09/18/2022 postreply 11:42:19