重要信息：

Very important message from both lawyer and banker friends:

While writing a date in the upcoming year 2020, we should write in its full format, e.g. 01/31/2020 and not as 01/31/20, because anyone can change it to 01/31/2000 or 01/31/2019 or in between any year to suit his convenience.

So be cautious about this. Don't write and also don't accept it in any documents, lest it could lose its importance.

This problem will persist only during the year 2020.