so fuuny that exam is not deemed "medically nesessary"

by your insurance company" -------- NOT by the MDs. The insurance company should have a clinic or sorting system and tell Bob to go have this exam and Smith to go get another blood draw and Jane does not need a mammogram and Lisa need a pap smear, ans so on...

How dare the doctor ordered that exam for you! Don't pay and go to another doctor, and keep switching doctors, too.