回複：請老貓幫忙看看：structuring money transactions

structuring is not about deposit or withdraw large amount of money. The IRS limit for bank to report is 10K if I remember correct. If you repeatedly withdraw or deposit money say $9950, it seems you purposely did this to try to avoid the 10K limit. This is considered as structuring.

If you are confident you has no intend of structuring and have all the evidence that you take those money for good reasons, then you should be OK.