回複：Living Trust

If your combined assets are higher than the estate exemption amount (about $1m), a living trust will be helpful to save you taxes. Otherwise you don't have to rush to get on the bandwagon. But a living trust has other benefits also.

I attended a seminar about setting up living trusts and wills a few years ago. I didn't act at that time. But I'm still interested. It will be great if you can share your experiences with us later.

Good luck and happy new year to you!