回複：回複：回複：find a competent lawyer

They are both representives from Hertz Claim Management. The former representive(a man) said the Hertz liability insurance cover the passengers including my hu*****and in the car. The later representive(a woman) refused to pay any liability. My lawyer told me he already wrote a letter to pressure Hertz to pay. What do you mean "You may refer the plaintiff lawyer to your insurance company." Thank you very much for your careness and suggestions!! I will hold on to the last hope.