回複：回複：回複：急！不熟悉美國法律，給車撞了要怎麽告？

Insurance company wants to settle. If you think at least the driver had some fault, such as speeding, you should get a lawyer and let the lawyer talk to the insurance company. If you settle yourself, the most you can get may be only compensations of your medical expense plus some damage for personal injury. Don't expect they can cough up a huge amount. Most personal injury cases are eventually settled, but not without a lawyer and without affirmative proof that the guy was at fault. Several years ago a violinist from the Broadway show, Phantom of the Opera, walked on the street and tripped by a small stone. The lawyer found enough evidence to show that the stone was coming off a nearby building. The building owner chose to settle before verdict and paid $400K.