回複：回複：very bad Chase credit card!!

The last post was a piece of advise. They sometimes send you a check, if you cash the check you are enrolled to the program. Or they call you to offer the service for free for 3 months. If you forgot to cancel, you will be charged starting from the 4th month.
Again it's a good idea to ask them how you got enrolled.
I found the program rediculous, because it made you to pay premium for an insurance that makes sure they got paid no matter what. It's a business risk you should not be burdened with for them.