Depends

來源: 2019-12-21 11:15:38 [博客] [舊帖] [給我悄悄話] 本文已被閱讀:

If you bought liability only insurance, your insurance won't help you because it is not their contractual obligation.

If you bought comprehensive and collision insurance, your insurance will pay out repair minus deductible, and your insurance will help you to recover the dedutible + their payout from the other party.