My own story
My wife had rear end hit three months ago. Her car almost totaled. The way we doing damage control is to go for auto accident attorney. They arranged thephysical therapy and follow up medical treatments.But this needs to be done and start treatment within one month of the accident. A freind of mine got $10,000 in similar accident last year. Keep in mind, insurance company not only need to pay you for the actual cost, like car repair, medical bills, but also the "Pain and Suffer". A good heart will not do anything good when deal with insurance company. So go see a attorney today!