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Methods of Collecting Judgments
Here are the most common ways judgment creditors collect their judgments from debtors.
Wage Attachments
The first item of your property most judgment creditors will go after is your paycheck, through a wage attachment (or wage garnishment). A wage attachment is a very effective technique for a judgment creditor if you receive a regular paycheck. Your employer takes a portion of your wages each pay period and sends that money to your creditor before you ever see it.
Federal law allows the judgment creditor to take up to 25% of your net earnings or the amount by which your weekly net earnings exceed 30 times the federal minimum wage (currently $7.25 an hour times 30, equals $217.50), whichever is less. Net earnings are your gross earnings less all legally mandated deductions, such as withheld income taxes and unemployment insurance.
A few states offer greater protections for judgment debtors about to lose their wages.
www.nolo.com/legal-encyclopedia/how-creditors-enforce-judgments.html