回複：急問個人之間的貸款問題

go web site like legalzoom.com and find an example of NOTE. Or ask a local attorney to prepare it.

 

I always ask a local attorney to do it, usually cost a few hundred $. My attorney usually also told me what I can and what I can not (like the max interest rate I can charge).

 

If you know the risk you can do it.