help needed

Hi, Cybercat,

I have some clarification on my transaction.  Currently, I live with my hu*****and and our primary residence is under his name on the deed.  I am buyging a property for myself as a secondary home under my name only.  The mortgage company has no issue, but the insurance company insisted that the one I am buying was my primary residence.  I don't think it is right and it might cause some problems in future. 

Would you be able to give me some guidance?

Thank you