還有， 到RMD時間， 你不取錢， 是有稅收懲罰的

狗來的， 雖然， 我對最後一句， 不懂。

 

Under SECURE 2.0 if you don't take your RMD by the IRS deadline, a 25% excise tax on insufficient or late RMD withdrawals applies. If the RMD is corrected timely, the penalty can be reduced down to 10%. Follow the IRS guidelines and consult your tax advisor.