I think it's best to ask for financial advisor's opinion

回答: About account fund managementCLM20202024-12-13 14:57:59

But your allocation is way too heavy into semi. An unexpected downturn in semicondcutor will wipe you out

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thank you, will increase position of index ETF and reduce -CLM2020- 給 CLM2020 發送悄悄話 (20 bytes) () 12/13/2024 postreply 15:21:05

理財顧問肯定又是老八股,太激進了,加點bond,blahblah,哈哈 -BrightLine- 給 BrightLine 發送悄悄話 (0 bytes) () 12/13/2024 postreply 15:21:43

that's for sure, my 401 k finacial advisor give me the -CLM2020- 給 CLM2020 發送悄悄話 (337 bytes) () 12/13/2024 postreply 15:25:15

這就是為什麽我不要基金經理,大把投入QQQ, 比他們強多了,又簡單還賺錢,哈哈 -BrightLine- 給 BrightLine 發送悄悄話 (62 bytes) () 12/13/2024 postreply 15:27:38

many people here are far better than financial advisor -CLM2020- 給 CLM2020 發送悄悄話 (0 bytes) () 12/13/2024 postreply 15:28:40

如果投資不增長,要基金經理幹什麽,哈哈,不如花了 -BrightLine- 給 BrightLine 發送悄悄話 (167 bytes) () 12/13/2024 postreply 15:31:13

couldn't agree more, but i was lack of knowledge of invetmen -CLM2020- 給 CLM2020 發送悄悄話 (151 bytes) () 12/13/2024 postreply 15:33:30

My Ex-financial Advisors did the same & charged me 1% AUM -越挫越勇2- 給 越挫越勇2 發送悄悄話 (27 bytes) () 12/13/2024 postreply 18:36:50

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