回複：check the "vesting" term

Read the pension plan carefully, and find out the "vesting" time in the contract, especially when you are quite concerned about your service year with your current company. For my company's 401K, it says that "You are always 100% vested in all contributions to your account", which means that the employer match money would be my "money" once they contribute it to the plan. But of course, for any kind of pension, you usually could not get it until you are almost 59.5 or so.

If your term is "You are always 100% vested after 3 years of service of the current employer", it means that if you leave your company within 3 years, your contribution is still belong to your pension account of course, but your employer could get all of their contributed money back.