當然有這種可能，否則醫生就不會買昂貴的 Medical Malpractice Insurance 了

The average cost of medical malpractice insurance varies depending on the profession, specialty, state, and coverage of the insured. According to bravopolicy.com, the average cost of malpractice insurance for all medical professions is $7,500 a year. However, surgeons and OB/GYNs may pay much higher. Surgeons tend to pay between $30k and $50k in annual premiums while other medical professionals typically pay between $4k and $12k per year depending on their specialty and area of expertise。