美帝top10%的人擁有87%的equity。

不投資就能跑贏大多數人，也許沒錯，因為大多數不持有股票的人都是輸家。持有股票的才是那top10%。

http://www.investing.com/analysis/economic-reacceleration-a-contrarian-view-200670178

Despite the Fed maintaining higher policy rates, markets have pushed bond yields lower and credit spreads tighter. Equities have rallied, creating a wealth effect that supports consumption, at least within the top 10% of the population that owns 87% of the equity market. Furthermore, the top 40% of income earners currently account for 60% of total consumption.