有一半的美國銀行已經無力還債

Half of America’s banks are already insolvent – this is how a credit crunch begins (yahoo.com)

Half of America’s banks are already insolvent – this is how a credit crunch begins

Almost half of America’s 4,800 banks have already burned through their capital buffers and are running on negative equity. They may not have to mark all losses to market under US accounting rules but that does not make them solvent. Somebody will take those losses.

 

“It’s spooky. Thousands of banks are underwater,” said Professor Amit Seru, a banking expert at Stanford University. “Let’s not pretend that this is just about Silicon Valley Bank and First Republic. A lot of the US banking system is potentially insolvent.”