沒有refi 經驗。一旦有了足夠淨值多數人都會refi 到常規貸款去貸款保險不應有難度。link-

https://www.chase.com/personal/mortgage/education/financing-a-home/how-to-refinance-fha-loan#:~:text=FHA%20Streamline%20Refinancing%20is%20best,may%20mean%20lower%20closing%20costs.