Fidelity for one-for-all account and more flexibility

especially with unlimited investment options. Wealthfront is certainly a good choice for FDIC insurance and buildin investment portfolio if that's a must. A few things I noticed in the past: it seemed to be among the first to lower rate after Fed and it was designed to be one way ACH (it's easy to pull $ from external account and push back $ to the same account, but harder to push $ to other linked accounts or you have to call the customer service). Hope they will improve on those items as I have both Fidelity and Wealthfront.