回複：公司不MATCH了401K要不要少放點?

weather you want to put $ there or not depend on your short/long term financial goal and your tax bracket. 401k is tax deductable and if your gross income is $80000 and you put maximum of $15500, you would pay $4000 less tax since you are likely near %25 tax bracket.

In a long run,except the really bad situation like great depression and last year crash, keeping funds in a portifolio where you put your money in several categories such as cash, bond, large value/growth, mid value/growth, small, international ......, you will be OK.

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