Gotcha! Many thanks for sharing your thoughts and strategies

I'll for sure keep your advice in mind while planning and adjusting my portfolio allocations! I have about a handful of individual stock holdings, my portfolio is considerably heavier in ETFs, and for now I'm treating our real estate investment as the "conservative & dividend yield funds".... well, as you know, btc as my 小賭怡情lol

謝謝薄少帥，晚安；）