My recommendation 基金部分這樣分配：

 SPMO 30％，VGT 20％，QQQ 10％, IBIT 2%, ETHA 2％, GLD 2%, SLV 2%

I don't know if you are agressive or not. If not, remove ARKK and CRCL

For individual stock, you may want to start with the stocks in the MAGS 7 to learn

(MSFT, APPL, TSLA, NVDA, GOOG, META and AMZN)