老公司一直有財務問題（已經連續三年虧損）, 這是關鍵

The most important factor to make the decision is: Does the old company has $$ to continue?

If they do not have $$, you will have to start looking for new jobs anytime from now on.

I will negotiate with the new company, ask them meet the offer.

I will always chose the company which does not have problem to pay my salary.

Thanks!