german banks are conservative

回答: 回複:幾個原因:1)無借貸文化;halfdummy2012-03-14 11:54:19

and tend to lend at a low LTV, e.g., 60%, nowhere near 100%. the fact that they considered italian government bond a better risk than german mortgages is a matter of judgement, not principle. ;p

the majority of the housing stock being flats is due to most properties being destroyed in WWII and the need to house the nation's population quickly post war.

 

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