回複：新手新車保險貴是因為貸款方要求你買全險，如果不貸款跟舊車沒差別。當然不買全險

No, it's very expensive in Ontario. I would like to get an old Charger(2007), but the quote is 280 bucks a month.
If buying a brand new, need to get financing. 

For this Impala LS(no financing), my quote is 193 bucks still if full coverage. Liability only is 160.