回複：非常感謝。另外請問昨天在er用的是我們的醫療保險信息，是不也得對方保險管阿，在

get the police report then get the other party's ins info; file the no-fault claim, get the claim number then all of the medical expenses should be billed directly to them; after your hubby's injury recovers to almost normal then deal with them for a final payout for your hubby's suffering....best of luck.  police report should be ready in a couple of days....