關於車險

要換保險了，找了一家報價如下，請大家幫助參某一下，
Bodily injury liability: $100000 each person/$300000each accident $182
Property damage liability: $ 50000 each accident $13
Uninsured motorists: $100000each person/$30000each accident $37
Comprehensive: $500deductible $20
Collision: $500deductible $112
Car renta:l $25 a day/$750 maximum $19
Auto death indemnity 1 at $10000 $3
我原來的保險有這兩項：
Uninsured motorists PD: $15000 each accident/$250 deductible
Underinsured motorists: $100000each person/$300000each accident
新的沒有，不知為何？

Thanks a lot!