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    #跟帖#  international growth vs US in the future. [投資理財] - phx007(0 bytes ) 2023-11-22
    #跟帖#  target funds have 30% international funds. depends how you see i [投資理財] - phx007(0 bytes ) 2023-11-22
    #跟帖#  我的意思是如果一個人退休後收入全靠紅利,股市大跌的,分紅也合大跌嗎?靠紅利能否撐過熊市而不用賣股票。 [投資理財] - phx007(0 bytes ) 2023-11-16
    #跟帖#  這期間的dividend 收入怎麽樣?dividend跌幅也和指數一樣嗎? [投資理財] - phx007(0 bytes ) 2023-11-16
    #跟帖#  Depends how long you can keep it invested. [投資理財] - phx007(0 bytes ) 2023-11-13
    #跟帖#  don’t roll over to IRA if you want to do backdoor. [投資理財] - phx007(0 bytes ) 2023-11-09
    #跟帖#  between IRA and Roth IRA. [投資理財] - phx007(0 bytes ) 2023-11-09
    #跟帖#  it’s amazing you know backdoor Roth but don’t know difference be [投資理財] - phx007(0 bytes ) 2023-11-09
    #跟帖#  if you really care, 裝個沒有空隙的 Fence。 [投資理財] - phx007(0 bytes ) 2023-11-08
    #跟帖#  what happen if you lose the job? [投資理財] - phx007(0 bytes ) 2023-11-08
    #跟帖#  BSO. If serious at lease show what is your expected expense in r [投資理財] - phx007(0 bytes ) 2023-11-05
    #跟帖#  Do you really trust answers on internet for tax questions? [投資理財] - phx007(0 bytes ) 2023-11-05
    #跟帖#  Yes [投資理財] - phx007(0 bytes ) 2023-11-05
    #跟帖#  No [投資理財] - phx007(0 bytes ) 2023-11-05
    #跟帖#  確實是。中產養娃太貴了。 [投資理財] - phx007(0 bytes ) 2023-11-04
    #跟帖#  兩娃八十萬。當然去州大是個方法,但是保不準小孩到時有能力去好私校。 [投資理財] - phx007(0 bytes ) 2023-11-04
    #跟帖#  樓主兩小孩還小,到上大學時一年學費生活費應該過十萬了。 [投資理財] - phx007(0 bytes ) 2023-11-04
    #跟帖#  個人覺得529最好的是專款專用,以後拿錢付學費不心疼。反正那錢不屬於自己的。十年後學費至少四十萬。 [投資理財] - phx007(0 bytes ) 2023-11-04
    #跟帖#  要想拿最多,隻能67歲,甚至70歲。 [投資理財] - phx007(0 bytes ) 2023-10-13
    #跟帖#  $12 million [投資理財] - phx007(0 bytes ) 2023-10-13
    #跟帖#  401k. cannot be made to pretax 401k [投資理財] - phx007(0 bytes ) 2023-10-13
    #跟帖#  the rule is catchup contribution part can only be made to Roth 4 [投資理財] - phx007(0 bytes ) 2023-10-13
    #跟帖#  而且要67歲才能拿 [投資理財] - phx007(0 bytes ) 2023-10-12
    #跟帖#  本金多少?VYM,Schd, 3%, 5m, 150k. 本金應該還會長,應該可以對付通脹。 [投資理財] - phx007(0 bytes ) 2023-10-12
    #跟帖#  inflation, 20 年五萬成二萬? [投資理財] - phx007(0 bytes ) 2023-10-12
    #跟帖#  IRS剛多了幾百個億的 Funding,計劃擴大審計,不要撞在槍口上。 [投資理財] - phx007(0 bytes ) 2023-09-29
    #跟帖#  不好做backdoor Roth 了。 [投資理財] - phx007(0 bytes ) 2023-09-28
    #跟帖#  從另一個角度看,如果美20年利率到6%,7%,誰又會去買股票? [投資理財] - phx007(0 bytes ) 2023-09-28
    #跟帖#  還是小心點。美國國債這麽高,為了還利息和其他,以後隻能提供更高的利息來賣美債。 [投資理財] - phx007(0 bytes ) 2023-09-28
    #跟帖#  RMD是balance/factor. 80歲是17,所以RMD比70歲要多,if balance is same. [投資理財] - phx007(0 bytes ) 2023-09-27
    #跟帖#  當然跟活幾歲有關,太複雜了,跟著感覺走吧。 [投資理財] - phx007(0 bytes ) 2023-09-27
    #跟帖#  覺得還有什麽地方不對。一年取岀來的隻有401的3.5 %,401 K還會長。年紀越大,RMD比重越高,最後還是有可能推到更高的稅 [投資理財] - phx007(0 bytes ) 2023-09-27
    #跟帖#  當時wish什麽稅都不用交,現在wish當時交了SS稅。 [投資理財] - phx007(0 bytes ) 2023-09-24
    #跟帖#  this is act of god [投資理財] - phx007(0 bytes ) 2023-09-17
    #跟帖#  他們沒有義務砍。你可以砍。鄰居樹壓破你家,鄰居應該不用負責,你用你的保險公司。 [投資理財] - phx007(0 bytes ) 2023-09-17
    #跟帖#  stick to long term goal [投資理財] - phx007(0 bytes ) 2023-09-16
    #跟帖#  if you have had this for last 10-15 years then you should have d [投資理財] - phx007(0 bytes ) 2023-09-16
    #跟帖#  also when did you start? if you started in last two years, then [投資理財] - phx007(0 bytes ) 2023-09-16
    #跟帖#  but that’s not the reason to invest everything to stock. [投資理財] - phx007(0 bytes ) 2023-09-16
    #跟帖#  I don’t think you should change. bond has a bad year. [投資理財] - phx007(0 bytes ) 2023-09-16
    #跟帖#  increase the sensitivity in the setting [投資理財] - phx007(0 bytes ) 2023-09-13
    #跟帖#  for call protected it’s 4.7% [投資理財] - phx007(0 bytes ) 2023-09-12
    #跟帖#  I only see no call protected for those rates [投資理財] - phx007(0 bytes ) 2023-09-12
    #跟帖#  真有?too good to be true [投資理財] - phx007(0 bytes ) 2023-09-12
    #跟帖#  SPY vs SCHD/JEPI? Apple vs Orange [投資理財] - phx007(0 bytes ) 2023-09-12
    #跟帖#  但是錢用完了怎麽辦?正是因為兩黨都不敢改革SS,所以結果是 SS入不敷出,隻能減少了。 [投資理財] - phx007(0 bytes ) 2023-09-05
    #跟帖#  美國人又不願多交稅,又不願調高退休年齡,工作的人越來越少,老人越來越多,越來越長壽 [投資理財] - phx007(0 bytes ) 2023-09-05
    #跟帖#  I would count SS as bonus. [投資理財] - phx007(0 bytes ) 2023-09-05
    #跟帖#  SS most likely will reduce. [投資理財] - phx007(0 bytes ) 2023-09-05
    #跟帖#  don’t count the chicken before it’s hatched. [投資理財] - phx007(0 bytes ) 2023-09-05
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