買保險吧，開LLC這種情況沒什麽保護作用

https://en.wikipedia.org/wiki/Piercing_the_corporate_veil#Factors_for_courts_to_consider

 

Factors for courts to consider[edit]

Factors that a court may consider when determining whether or not to pierce the corporate veil include the following:^[44][1]

• Absence or inaccuracy of corporate records;
• Concealment or misrepresentation of members;
• Failure to maintain arm's length relationships with related entities;
• Failure to observe corporate formalities in terms of behavior and documentation;
• Intermingling of assets of the corporation and of the shareholder;   (share of production facility and home)
• Manipulation of assets or liabilities to concentrate the assets or liabilities;
• Non-functioning corporate officers and/or directors;
• Significant undercapitalization of the business entity (capitalization requirements vary based on industry, location, and specific company circumstances);  (don't have a production facility is a form of undercapitalization) 
• Siphoning of corporate funds by the dominant shareholder(s);
• Treatment by an individual of the assets of corporation as his/her own;
• Was the corporation being used as a "façade" for dominant shareholder(s) personal dealings; alter ego theory; (LLC seems to be a facade of your home mushroom business)