一半以上美國人的net assets 來自房屋升值。

但房子是住的。

一但沒有工作：你還是要付欠帳的。

看看美國人的平均負債吧：

The average American household carries $137,063 in debt, according to the Federal Reserve's latest numbers. Yet the U.S. Census Bureau reports that the median household income was just $59,039 last year, suggesting that many Americans are living beyond their means.