【美國民眾債務狀況】
Total Nonrevolving Credit Owned and Securitized, Outstanding
http://research.stlouisfed.org/fred2/series/NONREVSL
Securitized Consumer Nonrevolving Credit, Outstanding
http://research.stlouisfed.org/fred2/series/NREVNSEC
Total Revolving Credit Owned and Securitized, Outstanding
http://research.stlouisfed.org/fred2/series/REVOLSL
Securitized Consumer Revolving Credit, Outstanding
http://research.stlouisfed.org/fred2/series/REVOLNSEC
Total Consumer Credit Owned and Securitized, Outstanding
http://research.stlouisfed.org/fred2/series/TOTALSL
Securitized Total Consumer Loans, Outstanding
http://research.stlouisfed.org/fred2/series/TOTALSEC
Motor Vehicle Loans Owned and Securitized, Outstanding
http://research.stlouisfed.org/fred2/series/MVLOAS
Student Loans Owned and Securitized, Outstanding
http://research.stlouisfed.org/fred2/series/SLOAS
Total Real Estate Loans Owned and Securitized by Finance Companies, Outstanding
http://research.stlouisfed.org/fred2/series/DTRTM
Securitized Real Estate Loans, All Commercial Banks
http://research.stlouisfed.org/fred2/series/SREACBM027NBOG
王文接著說起美國人口統計局的美國人口五等分的收入數據。這裏有兩個初等錯誤。第一是王把美國經濟分析局(Bureau of Economic Analysis)和人口局(Census Bureau)的數據混淆起來了。美國經濟分析局說的是所有“可支配收入”,而人口局說的是正常收入。你把王文裏的表格的五個數字平均一下,那是73767美元,遠不是10911。兩者的區別在於可支配收入包括政府救濟,如社保、醫保。順便說說,美國政府救濟分量很大,我在美國私人財富創曆史新高一文裏說了,數字也能看出來。我也反複說了,美國經濟翻身,美國政府的經濟救濟是第一大因素。
TheAmerican middle classis asocial class in the United States.[1][2]While the concept is typically ambiguous in popular opinion and common language use,[3]contemporary social scientists have put forward several more or less congruent theories on the American middle class. Depending on the class model used, the middle class constitutes anywhere from 25% to 66% of households.
上述的維基文資料挺多的。
“Sociologist Leonard Beeghley identifies a male making $57,000 and a female making $40,000 with a combined households income of $97,000 as a typical middle-class family.“
【你有錢嗎?】 Richard E. Grant's Hotel Secrets
http://www.businessweek.com/articles/2014-10-15/chinese-home-buying-binge-transforms-california-suburb-arcadia