| 短評：今天購房貸款中<$417K的ARM貸款的利率稍漲，其它的利率和昨天收盤時基本持平。 |
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| ************************* CALIFORNIA ************************* |
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| REFINANCE RATE: | | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
| <=$417K | 4.875 | 4.250 | 4.750 | 4.250 | | |
| <=$729K | 5.000 | 4.375 | | | | |
| | | | | | |
| REFINANCE CASH-OUT RATE: | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
| <=$417K | 4.875 | 4.375 | 4.875 | 4.250 | | |
| <=$729K | | | | | | |
| | | | | | |
| PURCHASE RATE - PRIMARY RESIDENCE: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
| <=$417K | 4.750 | 4.125 | 4.750 | 4.000 | 3.500 | 3.750 |
| APR: | 4.860 | 4.314 | 4.901 | 4.271 | 3.603 | 3.854 |
| | | | | | |
| <=$729K | 4.875 | 4.250 | | | 4.125 | |
| APR: | 4.966 | 4.405 | | | 4.212 | |
| | | | | | |
| PURCHASE RATE - INVESTMENT PROPERTY: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
| <=$417K | 5.000 | 4.375 | 4.875 | 4.375 | | |
| APR: | 5.112 | 4.565 | 5.027 | 4.648 | | |
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| ************************* MARYLAND ************************* |
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| REFINANCE RATE: | | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
| <=$417K | 4.875 | 4.250 | 4.750 | 4.125 | | |
| <=$729K | 5.000 | 4.375 | | | | |
| | | | | | |
| REFINANCE CASH-OUT RATE: | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
| <=$417K | 4.875 | 4.375 | 4.875 | 4.250 | | |
| <=$729K | | | | | | |
| | | | | | |
| PURCHASE RATE - PRIMARY RESIDENCE: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
| <=$417K | 4.750 | 4.125 | 4.625 | 4.000 | 3.500 | 3.750 |
| APR: | 4.860 | 4.314 | 4.775 | 4.271 | 3.603 | 3.854 |
| | | | | | |
| <=$729K | 4.875 | 4.250 | | | 4.125 | |
| APR: | 4.966 | 4.405 | | | 4.212 | |
| | | | | | |
| PURCHASE RATE - INVESTMENT PROPERTY: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
| <=$417K | 5.000 | 4.375 | 4.875 | 4.250 | | |
| APR: | 5.112 | 4.565 | 5.027 | 4.523 | | |
| | | | | | |
| ************************* VIRGINIA ************************* |
| | | | | | |
| REFINANCE RATE: | | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
| <=$417K | 4.875 | 4.250 | 4.750 | 4.125 | | |
| <=$729K | 5.000 | 4.375 | | | | |
| | | | | | |
| REFINANCE CASH-OUT RATE: | | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
| <=$417K | 4.875 | 4.250 | 4.875 | 4.250 | | |
| <=$729K | | | | | | |
| | | | | | |
| PURCHASE RATE - PRIMARY RESIDENCE: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
| <=$417K | 4.750 | 4.125 | 4.625 | 4.000 | 3.500 | 3.750 |
| APR: | 4.860 | 4.314 | 4.775 | 4.271 | 3.603 | 3.854 |
| | | | | | |
| <=$729K | 4.875 | 4.250 | | | 4.125 | |
| APR: | 4.966 | 4.405 | | | 4.212 | |
| | | | | | |
| PURCHASE RATE - INVESTMENT PROPERTY: | | | |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
| <=$417K | 5.000 | 4.375 | 4.875 | 4.250 | | |
| APR: | 5.112 | 4.565 | 5.027 | 4.523 | | |
| | | | | | |
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
- <=80% for Primary Residence Conforming Purchase & Refinance;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase;
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase (NEW!!!).
3. Primary Residence except specified;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. |
| 注：我們的每日貸款利率發布現在已經包括投資房的購房貸款利率了！歡迎查看！ 以上凡是沒有表明利率的loan program，意味著我們沒法提供No Point的貸款。如果您想要知道該program的利率，請和我們聯係查詢。我們的聯係方式可參見右手邊的banner ad。 |
