Diversity by country Diversify by asset class Diversify by sector Defer tax or employ strategies that lower tax Focus on companies with low debt, good management and consistent savings Dollar cost average. Time Buy users of technology. not designer of it Buy hard assets. Buy bonds indexed to inflation and interest rates Diversify by currency. Avoid high debt economies. Buy global companies. Go short-term with floating rate investments when rate rise. Buy vertically integrated companies. Asset allocation. Know your sleep point. Dollar cost average. Determine accuracy of source Stay away from investment that do not have active buyers and sellers. |